Chase freedom unlimited reddit. The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...

16 jun 2023 ... The Reddit Credit Cards Mess (+ Open Thread Credit Card Discussion) ... Chase Freedom Unlimited Review 2023 Is this No Annual Fee Rewards ...

It depends! Most Chase Sapphire Preferred cardholders have a credit score of 720 or better. But your score alone does not fully decide whether or not you will be approved. If you have a strong credit …As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good.

This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ...Neither is “better”, just use each for their strengths. Assuming you don’t have any other cards: SavorOne: Groceries, Streaming, Entertainment, Uber/Uber Eats (and Uber One) Both of the cards are 3% on dining, so you can use either one. Good point. Ya I don’t have any other cards only CC now is CFU. In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active. For the everyday earner. Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores. 2. Apply to Freedom Unlimited.Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, Citi, & Capital One all having 2x catch-all cards, I find myself never using the CFU. Mainly just curious if any of you find a place for it in your spending.If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...Sep 17, 2023 · Chase Freedom Flex vs. Chase Freedom Unlimited welcome bonus The Freedom Flex offers a sign-up bonus of $200 cash back after spending $500 on purchases in the first three months from account opening. At face value, this bonus is worth $200; however, if you also hold a premium Chase card and transfer your points, they can be worth $410 ... The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...

Freedom Unlimited Card. Chase Offers — Similar to Amex Offers, cardholders can view and activate a variety of offers to earn statement credits for their purchases. Shop through Chase — Earn more cash-back when you utilize the shopping portal to purchase with your card. Purchase Protection — Receive coverage up to 120 …The Chase Freedom Unlimited card is a solid cash-back credit card that earns bonus rewards in specific categories in addition to a solid return on all other purchases. Cardholders can now earn 5% ...Earn unlimited 1.5% or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...

Here’s how much a cardholder could earn in the first year by charging these expenses to the Chase Freedom Unlimited card: $3,460 on groceries (excluding Walmart and Target) x …

The $18,088.50 spent through Apple Pay would translate to $361.77 in cash back, and the remaining $16,831.84 that could reasonably be charged to a credit card would earn $168.31 back. This means ...

13 jun 2023 ... ... Chase Sapphire Reserve, while some of Reddit's most popular cash back cards include the Chase Freedom Unlimited. What is Churning? Churning ...Roadside Dispatch. The Freedom Unlimited card includes Roadside Dispatch in its benefits list, which can be used 24/7 as needed. Although the benefit isn’t free, you’ll be able to access roadside assistance on a pay-per-use basis. For a flat fee of $69.95 per service call, you can access these services:The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.Chase Freedom Unlimited… sleeper dining card? Just wanted to put my two cents out there, but I actually love using my Chase Freedom Unlimited for the 3% unlimited cash …AU on Chase Freedom (legacy) FICO Score: ~750-60 when I last checked. Oldest account age: None personal. My parent's card (the one I'm an AU on) is 16 years old. Chase 5/24 status: 0/24. Income: $100,000. Average monthly spend and categories: Have no idea yet. But will mostly be dining, entertainment, and groceries. Open to Business Cards: No

The Chase Freedom Unlimited has a $0 annual fee. With this card, you can earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. The Chase Freedom also …“The CSP (Chase Sapphire Preferred® Card) makes the most sense for 2 things…1. transfer points from your CFU (Chase Freedom Unlimited®) to CSP for greater ...After your average rent payment of $1164, and your average used car payment of $465, you are left with $2,371/month to spend. Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. 5. The bonus can easily be worth several hundred dollars. The Freedom Unlimited has a sign-up bonus of $200 (or potentially 20,000 Ultimate Rewards points) after spending $500 on purchases within the first three months. While on the surface, you're getting $200 back after meeting minimum spending requirements, you can also convert …The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it’s great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card. Go for it- chase is great despite what some people say I’ve had no issues. 1 yr. ago I chose the Chase Freedom Unlimited since I already have a rotating 5% card. 3. I redeemed all of my points. Before you plan on canceling a credit card, it’s important to redeem any points so ...Intro 0% APR. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. In this area, the Chase Freedom Unlimited shines. There is a 0% introductory APR on purchases for 15 months after account opening (then 20.49% - 29.24% Variable).The no-annual-fee card earns 1.5% for every dollar of non-bonused spending, making it a solid everyday use card. The Freedom Unlimited has also been upgraded to earn 5% when booking travel through the Chase Travel Portal, as well as 3% at drug stores and for dining out (takeout & eligible delivery services included).As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good.The Chase Freedom Unlimited card is one of the best no annual fee cash-back cards. Learn about all of the benefits the card can offer you! We may be compensated when you click on product links, such as credit cards, from one or more of our ...In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active. The Freedom Unlimited does NOT have quarterly rotating bonus categories. The Freedom Unlimited earns 1.5% on any spend that isn’t in a bonus category, which on these cards now are dining, drugstores, Lyft, and travel booked via Chase. The Freedom Flex is a World Elite Mastercard while the Freedom Unlimited is a Visa.Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.Your offer is now active.**Reminder:**You'll earn a total of 5% cash back for every $1 you spend on up to $1,500 in combined purchases at gas stations and grocery stores from July 1 though September 30, 2022 with your Freedom Unlimited Card.1The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...The Freedom Flex comes with a welcome bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and ...The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. With the Chase Sapphire Preferred, cardholders can earn 60,000 ...Hi! I've had a credit card for a month and a half, I have the BOA unlimited cash back. 678 credit score, perfect repayment, etc. I want to get the Chase Freedom Unlimited for the new card member bonus and the cash back options. Chase Sapphire Preferred actually gives you 3.1x UR points on dining due to the 10% anniversary bonus. So I'd use that for dining expenses. The amount you spend doesn't matter: CFU = 3% or 3x UR on dining CSP = 3.1x UR on dining (after 10% anniversary bonus) I used to do CSP just because I felt a bit more haughtier when using the CSP, but …

Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited. Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ... Chase released a new signup bonus on their Freedom Unlimited card: So the rewards are: 3% On everything 4.5% on dining/drugstores 6.5% on travel booked through the Ultimate rewards portal. The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on …This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).Chase Freedom Unlimited benefits. Purchase protection: Coverage for damage or theft for 120 days, up to $500 per claim and $50,000 per account, when you pay for an eligible new purchase with your ...First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ...

Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating …So basically, that same $5 dollars worth of 500 points can be worth much more than $5 dollars. The Sapphire preferred chase ultimate rewards portal will give you an extra 25% on top of what you have. So that 500 points usually worth $5 dollars is now worth $6.25. With the reserve card, that is now worth $7.50 because they give 50%.It comes with contactless payment. Visa Signature cards come with included perks as well that can be found here. It shouldn't affect your credit. I think around August, Chase made the distinction between Visa Platinum and Signature benefits for their Freedom and Freedom Unlimited almost none. In the past, the limited travel insurance benefits ...Most welcome bonuses are worth paying the annual fee, assuming you redeem points the way that they are intended. Chase points can be cashed out at 1 cent per point, which means that the 60k bonus would be equivalent to $600. Getting a $600 welcome bonus for $4,000 in spend means you would be earning 15x on spend, dwarfing the 3x standard ...Chase Freedom Unlimited®. Chase Freedom Unlimited® is the winner over Chase Freedom Flex℠. The difference between Chase Freedom Unlimited and Flex is how much cash back you’ll earn on each purchase. Chase Freedom Unlimited gives 1.5% back on most purchases, while Chase Freedom Flex gives 5% in rotating categories and 1% on …Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)Freedom Unlimited Card. Chase Offers — Similar to Amex Offers, cardholders can view and activate a variety of offers to earn statement credits for their purchases. Shop through Chase — Earn more cash-back when you utilize the shopping portal to purchase with your card. Purchase Protection — Receive coverage up to 120 …This question is about the Chase Freedom Unlimited® @WalletHub • 12/02/19 This answer was first published on 04/10/17 and it was last updated on 12/02/19.For the most current information about a financial product, you should always check an...On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited ’s cash-back rate in year one of card ownership ...So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ...Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...The Chase Freedom Unlimited card gives you an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%. The Capital One Quicksilver offers an introductory 0% APR on purchases and balance transfers for 15 months, and then a variable APR of 16.49% to 26.49% after that …The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink Preferred. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1.5 cents if you have a Sapphire Reserve, or 1.25 ...With the public Chase Freedom Flex offer, you'll earn $200 back after spending $500 in the first three months of card opening. In addition, you'll get 5% back for the first year on gas purchases (on up to $6,000). Assuming you can fully maximize the gas promotion, that's an additional $300 back.Chase will match the cash back earned on every dollar spent throughout the first year. It will not only match the 1.5% base earn rate but also the bonus category …The Chase Freedom Unlimited® is an excellent rewards credit card for both amateur points and miles enthusiasts and the pros in the award travel field. The card …The Chase Freedom Unlimited® unveiled a whopper of a welcome offer, effectively doubling all of the rewards earned at the end of the first year. Look out …I was instantly approved for the Chase Freedom Unlimited, but only for $1,300. (I also have the Chase Amazon Visa and with a $3,300 limit and the Capital One Venture Card that has a $7,500 limit). I've read a lot of reviews where people get anywhere from $500 to $10,000+ for approval limits for the CFU.The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.

Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit …

The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on …

Chase currently offers three types of Chase Freedom credit cards to new cardholders: Chase Freedom Flex℠, Chase Freedom Unlimited® and Chase Freedom® Student credit card.Jul 28, 2023 · The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ... I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year).First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ...Essential info is as follows: Current cards: (limits, opening date) BofA Cash Rewards ($600, November 2019) Discover It Cash Back ($1500, June 2020) FICO Scores: 712, 723, 720 (Experian, Equifax, Transunion) Oldest account age: 8 months. Income: $40,000. Rent: $0.hace 4 días ... Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you.Right now Singapore says the best possible miles reward I can get is 95k miles per person (so 190k points total) so far I have about 75k in a year (60k SUB + spending) with just the CSP. I think the more cards I get in the system I will be better off. CakeDay--Bot • 4 yr. ago. Hey just noticed..

castle nathria lfr dragonflightgauley mine codeaccident on 6th ave denver todaysouth px fort bragg Chase freedom unlimited reddit wrapper offline download [email protected] & Mobile Support 1-888-750-7693 Domestic Sales 1-800-221-2524 International Sales 1-800-241-7828 Packages 1-800-800-7407 Representatives 1-800-323-6651 Assistance 1-404-209-6008. Chase Freedom Unlimited is hard to get because you need a credit score of at least 700 to qualify for it, which is good to excellent credit. Applicants for Chase Freedom Unlimited will also need an annual income that demonstrates an ability to make at least the card’s minimum payment every month. In addition, Chase considers factors …. xfinity box stuck on welcome screen The Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards.For the everyday earner. Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores. 2. Apply to Freedom Unlimited. zehabesha news amharic todayblack humor crossword nyt The Chase Freedom Unlimited® earns 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases. domino's pizza baltimore photoswells fargo teamworks page New Customers Can Take an Extra 30% off. There are a wide variety of options. Chase Sapphire Preferred actually gives you 3.1x UR points on dining due to the 10% anniversary bonus. So I'd use that for dining expenses. The amount you spend doesn't matter: CFU = 3% or 3x UR on dining CSP = 3.1x UR on dining (after 10% anniversary bonus) I used to do CSP just because I felt a bit more haughtier when using the CSP, but …Thanks for the info! 2. parisienjames • 5 yr. ago. You have decent profile to being approved. For my case, I had 1 credit card, 657 FICO, 89% utilization rate with 1 year and half history, but I still got Chase Freedom Unlimited. You will get it. 3. brainyclown10 • 5 yr. ago. Thanks!Apr 4, 2018 · The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.