Ku cost per credit hour

1st through 5th credit hour per credit hour $ 127.70 6 credit hours or more $ 766.20 iii. Polytechnic Campus Privilege Fee Fall/Spring Summer 1st through 5th credit hour per credit hour $ 36.36 $ 13.96 6 credit hours or more $ 363.59 $ 139.58 (c) College/School Tuition/Fees per credit hour i. Manhattan Campus

Tuition Cost Per Credit Hour. $ 97 per credit hour for *Johnson County residents. (Tuition = $81/credit hour, Fees = $16/credit hour) $ 116 per credit hour for *other Kansas county residents. (Tuition = $100/credit hour, Fees = $16/credit hour) $ 143 per credit hour for **Metro Rate. View example tuition and fees by the program for KUSchool of Medicine programs at the University of Kansas Medical Center. ... (per credit hour) $442.20. $1,039.10 ... Total: $18,517-$29,811 Estimated cost includes allowances for tuition and fees (based on 30 hours each academic year in the College of Liberal Arts & Sciences; other programs may have additional course fees), housing and meals, and books, course materials, supplies, and equipment.Cost Component Off Campus; Tuition: $12,736: Course Fee: $10,140: Campus Fee: $986: Loan Fee: $190: Infrastructure Fee: $90: Housing & Meals: $11,758: Books, course materials, supplies and equipment: $1,540: Transportation: $3,298: Personal: $2,602: Total: $43,3401st through 11th hour per credit hour $ 27.50 12 credit hours or more $ 330.00 Graduate 1st through 8th hour per credit hour $ 36.67 9 credit hours or more $ 330.00 (c) College Fees per credit hour i. All Campuses Faculty Salary Tuition Surcharges College of Business Administration $ 69.10 Carl R. Ice College of Engineering $ 105.60 Renting a house can be a daunting task, especially if you have bad credit or no credit history. Fortunately, there are some options available for those who don’t have the best credit score. One of these options is renting a house with no cr...

Up to $250 per credit hour; fiscal year cap of $3,750 beginning FY21; Maximum of 18 credit hours per fiscal year; Limited to 124 credit hours to complete one bachelor’s degree and 42 credit hours to complete one master’s degree; Application dates: Window open - 45 days before term start; Last day to request - 7 days before term start Per academic year: $30,530: Conservatory full-time undergraduate tuition Per academic year: $35,460: Cost for students who enroll in more than 18 hours in one semester This rate applies only to the additional credit hours above 18: $460/credit hour: Part-time undergraduate tuition (U.S. locations and online) $460/credit hour: Part-time ...College of Liberal Arts & Sciences. Credit Hour and Fee Rate. College of Liberal Arts Online Programs - Undergraduate Tuition. $398.00. College of Liberal Arts Online Programs - Graduate Tuition. $625.00. Online 30-Credit Bridge Program. $398.00. Applied English Center.Tuition & Fees Cost Per Year; Estimated Tuition & Fees: Based on 12-18 credit hours per semester. Fees are included. Tuition determined by major. $14,122-$17,722: Estimated Housing & Dining: Weighted average cost of double occupancy room types available to incoming students plus the average cost of dining plans chosen by students last year. …Per Credit Hour Per 3-Credit Course Annual Cost for 15 credits; Online Graduate Degrees/Certificates: $637: $1,911: $9,555: Active Duty Military 1: $470: $1,410: $7,050: Additional Costs: Course Materials ($ varies by course) Most SNHU Master's degrees require 30-45 credit hours. All KU resident and nonresident students pay a per-credit-hour rate. Since standard tuition rates are set annually by the Kansas Board of Regents, future standard tuition rates are unknown. Fees. Required campus fees are paid by all students to support services and programs such as health, recreation, transportation, and student activities.The following provides you with a listing of tuition and other rates which will be in effect at Kettering University during the 2023-24 school year, which runs from July 1, 2023 through June 30, 2024: Tuition Rates. Full-time, 15-22 credit hours, per term. Entering Class 2023-24. Returning Students 2022-23.

Cut these numbers in half to see the cost of just one semester. Tuition rates are calculated at 15 credit hours per semester, or 30 credit hours for the full year. Your actual costs for housing and food, books and supplies, transportation, and personal expenses will vary based on: The number of credit hours you take; Whether you’re a Kansas ...The per credit hour rate for January Term undergraduate tuition is $459 for in-state students and $1,685 for out-of-state students. ... Tuition (per credit hour) 459: 1,685: Fees: 294: 354: Books (per credit hour) 57: 57: Living Expenses (1 session only) 1,708: 1,708: Living Expenses (any 2 sessions) 3,416:Affording KU Affordability goes beyond cost. A KU graduate degree is a valuable investment — in opportunities to work among world-class faculty and scholars, fund your academic vision, and connect with a strong professional network. Tuition and Fees. Expenses include in-state tuition, out of state tuition, mandatory student fees and other special fees. All fees are due and payable at the time of registration, and registration is not complete until all fees have been paid. To view tuition and fees by semester, select the appropriate link below:Find out how much it costs to attend KU's Master of Athletic Training program. ... Course Fees: $121.55 / credit hour: 68 credit hours: $8,265.40: Campus Fees (spring & fall) $491.95 / semester: 4 semesters: ... surface lot parking ranges from $144-$486 per year depending on lot (Parking P & P Section 7: Permit Fees).

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Renting a house can be a daunting task, especially if you have bad credit or no credit history. Fortunately, there are some options available for those who don’t have the best credit score. One of these options is renting a house with no cr...Education Fees Associated with Programmatic Participation & Facilities Access . Tuition and Fees are Charg ed by the semester . Tuition Charge Attending Over Full Time 18 to 24 Credits . Student may Petition for 18.0 to 24 credit hours, Requires Dean’s Approval, Must have a minimum of a 3.0 CGPA. Housing is Charged by SemesterThe below table describes the cost per credit hour for part-time students and/or full-time students who take additional courses more than regular credit hours at Stanford. The undergraduate tuition per credit hour is $1,282. The graduate tuition per credit hour is $1,255. Per Credit Hour Charge (2022-2023) Year Cost Per ...The below table describes the cost per credit hour for part-time students and/or full-time students who take additional courses more than regular credit hours at Pitt State. The undergraduate tuition per credit hour is $195 for Kansas residents and $573 for out-of-state students. Graduate students who enroll in more than 15 credit hours are charged the per-credit-hour arts overload tuition differential at the graduate rate. Part-time. $115 per credit hour. Full-time. $1,015. ... Professional dentistry fees (per semester) The dental academic fee supports the costs of printing course materials and syllabi; the purchase of ...

1st through 11th hour per credit hour $ 39.95 12 credit hours or more1 $ 479.44 Graduate 1st through 8th hour per credit hour $ 53.27 9 credit hours or more $ 479.44 Notes: • 1Students enrolled in HHS 400 will be charged 12 credit hours. • Students only enrolled in on-campus courses held more than 30 miles from campus andIn-state tuition at Kansas State University for undergraduate students residing in Kansas is $9,489. Room and board charges total $10,100 per year. Students will also need to budget for books and supplies, which typically amount to $1,006 annually. Other administrative or academic fees are $931 for the year.12–19. $7,602 per semester. $8,206 per semester. Undergraduate students taking more than 19 credits will be charged the flat tuition rate plus the regular per credit hour rate for each credit above 19. Graduate tuition rates for the fall 2023, spring 2024, and summer 2024 semesters. Graduate tuition is calculated based on the number of ...The following is a tuition and fees schedule for 2022/2023 and is provided for reference. These tuition and fees are subject to change. In-State. Maricopa County Resident. $85.00 per credit hour. Out-of-County Resident* Students enrolling in any amount of semester credit hours District-wide. $472.00 per credit hour.Per Credit Hour Per 3-Credit Course Annual Cost for 15 credits; Online Graduate Degrees/Certificates: $637: $1,911: $9,555: Active Duty Military 1: $470: $1,410: $7,050: Additional Costs: Course Materials ($ varies by course) Most SNHU Master's degrees require 30-45 credit hours. Resident tuition for 2022-2023 is $844 per credit hour. $37,439 — Full-time Non-Kansas Resident/Non-ITWP Participant. Non-Kansas resident/Non-ITWP Participant tuition for 2022-2023 is $1,291 per credit hour. Note: After 6 months you can qualify for in-state tuition by establishing residency.Less than full-tuition undergraduate billing rate = $1,510.00 per credit hour. Adult Student Undergraduate billing rate = $275.00 per credit hour. Masters ...Tuition & costs per semester (academic year 2023-2024 ) Tuition (flat rate, incl. campus fees) $5,610.00 + Books & Supplies (estimated) $500 + Residence Hall Living (estimated) $4,855 : Semester Total (estimated) $10,965.00 ; Academic Year Total* (estimated) $21,930 ; See fees, per credit hour cost, summer courses and other informationKansas State University tuition is $9,489 per year for in-state residents. This is 25% more expensive than the national average public four year tuition of $7,601. The cost is 54% cheaper than the average Kansas tuition of $20,539 for 4 year colleges. Tuition ranks 9th in Kansas amongst 4 year colleges for affordability and is the 22nd most ...required campus fees for FY2022. • For KU Lawrence, we propose ten course fees to stay flat, two with increases to support student experience, and a $25 decrease and removal of one. The KU Medical Center is proposing no changes ... $585 per credit hour (all-inclusive rate) ...Cost Per Credit; U.S. High School Dual Enrollment: $75: ... First Responders, per credit hour: $295: Cannabis Science & Operations: $400: Graduate Tuition: Graduate ... enrolling in more than 18 credits are considered in an overload and additional tuition will be charged at the standard per-credit rate for all additional credits above 18 ...

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Fall 2023 & Spring 2024. $5,752.50 per semester for Resident full-time undergraduate students. $20,153.00 per semester for Non-Resident full-time undergraduate students. Mandatory fees are a flat rate of $371.00 for 1-8 credit hours and $808.00 for 9+ credit hours. Add $1,515.00 Differential tuition per semester for full-time juniors and ...How much does law school cost? For the 2023-2024 academic year, Kansas resident tuition is $772 per credit hour. Nonresident tuition is $991 for current 1Ls (current 2L and 3L students should visit the Tuition, Fees & Residency page for additional information). All students must pay an annual campus fee of $1,014. Get the information you need to calculate your tuition and fees, browse frequently asked questions and find resources to pay for your education. ... OFFICE HOURS Monday-Friday 8 a.m.-12 p.m. 1-4:30 p.m. Schedule a virtual appointment by emailing [email protected]. Contact Us; Emergency; Statements and Disclosures;Having a bad credit score can make getting a loan challenging, but there are still options if you find yourself in a pinch. From title loans to cash advances, there are a number of ways to borrow money with bad credit.$114. Total per Credit Hour. Includes. $91 per Credit Hour $23 per Credit Hour Student Fee. Doesn’t Include. Special Course Fees + Kansas High School Current and Dual Enrollment Students Maximum Enrollment Hours; School Level Fall Max Spring Max Summer Max; Applied English Center: All: 16: 16: 10: Architecture & Design: Undergraduate (all) 19: 19: 14: Graduate (degree)Living at Home. $36,288. $6,200. $2,000. $3,650. $162. $48,748. *2022-2023 cost of attendance is based on 15 credit hours per semester for undergraduates and law students and 9 credit hours per semester for graduates, and cover a nine-month period.Kansas State University tuition is $9,489 per year for in-state residents. This is 25% more expensive than the national average public four year tuition of $7,601. The cost is 54% cheaper than the average Kansas tuition of $20,539 for 4 year colleges. Tuition ranks 9th in Kansas amongst 4 year colleges for affordability and is the 22nd most ...In-state tuition at University of Kansas for undergraduate students residing in Kansas is $10,092. Room and board charges total $9,900 per year. Students will also need to budget for books and supplies, which typically amount to $1,224 annually. Other administrative or academic fees are $1,074 for the year.

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1st through 5th credit hour per credit hour $ 127.70 6 credit hours or more $ 766.20 iii. Polytechnic Campus Privilege Fee Fall/Spring Summer 1st through 5th credit hour per credit hour $ 36.46 $ 14.01 6 credit hours or more $ 364.57 $ 140.07 (c) College/School Tuition/Fees per credit hour i. Manhattan CampusCurrent Tuition & Fees. For the fall and spring semester of the 2023-2024 academic year, tuition is $772 per credit hour for Kansas residents and $991 per credit hour for entering class nonresidents. All law students pay a required campus fee of $1,014 per year. These fees entitle the student to course instruction, dispensary care for ordinary ...One hour 1 of classroom or direct faculty instruction and a minimum of two hours of out of class student work each week for approximately fifteen weeks for one semester or trimester hour of credit, or ten to twelve weeks for one quarter hour of credit, or the equivalent amount of work over a different amount of time; or3Liberty online John W. Rawlings School of Divinity Master of Divinity students enrolled between 1 and 8.99 credit hours will be charged the part-time tuition rate of $395 per credit hour ...The amount of credit hours required for a person to be considered a junior in college depends on the school, but it is typically around 60 credits. Certain schools may require fewer or more credits, such as 56 or 58 credits.Across all school types, the average college cost per credit is $456. However, credit hours are priced differently across institution types. Footnote [1] At four-year institutions, the average cost of tuition and fees per credit hour is $554. Credit hours are over $400 cheaper at two-year schools, where the average tuition per credit hour is …All medical students are assessed a required tablet fee in the first year. Certain course fees are assessed during the first and second year. A smart phone fee is charged in the third and fourth year (Kansas City students only). The current tuition and fees amounts are posted. Tuition and fees are subject to change without notice.following credit hour requirements: • First-year—0-29 credit hours • Sophomore—30-59 credit hours • Junior—60-89 credit hours • Senior—90 or more credit hours The codes for class and school appear in the Schedule of Classes, online at classes.ku.edu. Course Numbering System The course numbering system can be useful as a general ... ….

Lower Division. (0 - 54 credits earned) $14,628 (per year) $7,314 (for 12-15 credits per semester) $614 per credit hour for 1-11 credits and for each credit hour over 15. $20,820 (per year) $10,410 (for 12-15 credits per semester) $874 per credit hour for 1-11 credits and for each credit hour over 15. Upper Division.MS to DNAP courses: for students admitted into the MS to DNAP completion program (coded NAPM-DNAP), tuition and fees will be assessed at the flat fee rate of $2,700 for each three-credit hour course. Refer to the 2023-2024 Fee Schedule for additional information. $2,700.00. flat fee. $2,700.00.following credit hour requirements: • First-year—0-29 credit hours • Sophomore—30-59 credit hours • Junior—60-89 credit hours • Senior—90 or more credit hours The codes for class and school appear in the Schedule of Classes, online at classes.ku.edu. Course Numbering System The course numbering system can be useful as a general ...For an in-depth look at the costs, including a detailed breakdown of fees for KUMC, please view the KUMC Comprehensive Fee Schedule. For the complete Comprehensive Tuition & Fee Schedule for all University of Kansas campuses, ... Tuition (per credit hour) $442.20. $1,039.10. $442.20. Required Campus fees (Fall and Spring) $421.77. $421.77. $168.49.Online undergraduate course tuition. $342.14 (per credit hour) e-Learning fee. $80.00 (per credit hour) Respiratory Care course fee. $55.45 (per credit hour) You pay tuition and fees at the beginning of each semester. The Kansas Board of Regents establishes tuition and fees. These may change at any time without notice.Tuition (per credit hour) $442.20. $1,039.10. $442.20. Required Campus fees (Fall and Spring) $421.77. $421.77. $207.12. Required Campus fees (Summer Only) *Summer campus fee is only assessed on the initial Summer Semester. $63.00. $63.00. Course fees (per credit hour) $144.10. $144.10. $144.10. e-Learning fee (per credit hour) not applicable ...Kansas Resident Example - Yearly (30 credit hours) Tuition $3,090.00 Fees $810.00 Technology Access Charge $556 Books (estimated) $1,000. Total $5,456.00. Out-of-State Resident and International Student Example - Yearly (30 credit hours) Tuition $4,890.00 Fees $810.00Technology Access Charge $556 Books (estimated) $1,000. Total $7,256.00 . 4 ... Sep 13, 2023 · 2023-2024 Tuition and Fees. Choose your campus below to view the appropriate tuition and fee rates. Tuition rates are determined by your Primary Plan and Campus, as displayed in your KSIS Student Center or on your eBill. Students enrolled in campus plans will pay the campus rate for all courses they take. Ku cost per credit hour, Years 3-6 tuition rates per semester. Resident - $15,276.00. Regional - $22,752.00 ($15,276.00 tuition + $7,476.00 regional fee) Nonresident - $30,224.00 ($15,276.00 tuition + $14,948.00 nonresident fee) All students in years 3-6 are assessed a flat rate of 18 credit hours. Residents of Kansas, Oklahoma, Nebraska, Arkansas, and Illinois qualify ... , Maximum Enrollment Hours; School Level Fall Max Spring Max Summer Max; Applied English Center: All: 16: 16: 10: Architecture & Design: Undergraduate (all) 19: 19: 14: Graduate (degree), The below table describes the cost per credit hour for part-time students and/or full-time students who take additional courses more than regular credit hours at Pitt State. The undergraduate tuition per credit hour is $195 for Kansas residents and $573 for out-of-state students., Go to the Cost Per Credit Hour page for details. How Do KU Tuition & Fees Compare to Other Schools? Nationwide, out-of-state students pay, on average, $19,933 per year in tuition and fees to attend college. University of Kansas is fairly expensive when compared to other schools across the United States., required campus fees for FY2022. • For KU Lawrence, we propose ten course fees to stay flat, two with increases to support student experience, and a $25 decrease and removal of one. The KU Medical Center is proposing no changes …, Affording KU Affordability goes beyond cost. A KU graduate degree is a valuable investment — in opportunities to work among world-class faculty and scholars, fund your academic vision, and connect with a strong professional network. , 1st through 11th hour per credit hour $ 39.95 12 credit hours or more1 $ 479.44 Graduate 1st through 8th hour per credit hour $ 53.27 9 credit hours or more $ 479.44 Notes: • 1Students enrolled in HHS 400 will be charged 12 credit hours. • Students only enrolled in on-campus courses held more than 30 miles from campus and, Education Fees Associated with Programmatic Participation & Facilities Access . Tuition and Fees are Charg ed by the semester . Tuition Charge Attending Over Full Time 18 to 24 Credits . Student may Petition for 18.0 to 24 credit hours, Requires Dean’s Approval, Must have a minimum of a 3.0 CGPA. Housing is Charged by Semester, Total: $18,517-$29,811 Estimated cost includes allowances for tuition and fees (based on 30 hours each academic year in the College of Liberal Arts & Sciences; other programs may have additional course fees), housing and meals, and books, course materials, supplies, and equipment., Fall 2023 – Tuition Rates. Effective Fall Semester 2023 – Rates are subject to change. Jefferson County Residents. $131 per credit hour. All other Ohio Residents. $137 per credit hour. West Virginia Residents, and Allegheny, Beaver, Greene, Lawrence, Mercer and Washington Counties in Pennsylvania. $137 per credit hour. Out of State., Cost Component Off Campus; Tuition: $18,324: Campus Fee: $986: Loan Fee: $154: Infrastructure Fee: $54: Housing & Meals: $12,096: Books, course materials, supplies …, Cost per Credit Hour; All graduate programs, excepting specific programs listed below. $850: DLP Law and Policy (self-paced, 69 QH program; new students as of 7/1/20) $1,058: Executive DLP Law and Policy (students entering prior to 7/1/19) $2,217: Executive DLP Law and Policy (69 QH program; new students as of 7/1/20), University of Kansas tuition is $10,092 per year for in-state residents. This is 33% more expensive than the national average public four year tuition of $7,601. The cost is 51% cheaper than the average Kansas tuition of $20,539 for 4 year colleges. Tuition ranks 10th in Kansas amongst 4 year colleges for affordability and is the 21st most ..., 2023-2024 Tuition and Fees. Choose your campus below to view the appropriate tuition and fee rates. Tuition rates are determined by your Primary Plan and Campus, as displayed in your KSIS Student Center or on your eBill. Students enrolled in campus plans will pay the campus rate for all courses they take., Tuition & costs per semester (academic year 2023-2024 ) Tuition (flat rate, incl. campus fees) $5,610.00 + Books & Supplies (estimated) $500 + Residence Hall Living (estimated) $4,855 : Semester Total (estimated) $10,965.00 ; Academic Year Total* (estimated) $21,930 ; See fees, per credit hour cost, summer courses and other information, Up to and including 3.75 credit hours. $234.24. $117.12. 1) Amount to be assessed in each semester per student.2) Students enrolled in the online Dental Hygiene program (majors H10B and H12F) will be exempt from the Student Support Services Fee., Total tuition and fees for a graduate level course is $360.43. ****Includes the instate tuition rate of $275.00 + the non-Florida resident graduate rate of $524.51. The financial aid fee for out-of-state graduate level courses is $46.63/credit hour. Total tuition and fees for a non-Florida resident is $911.17/credit hour., Find your financial fit at KU. With over $402 million offered in student financial aid, the University of Kansas provides incredible opportunities for students seeking a great education. We offer this calculator to assist future KU …, The Office of the University Registrar manages tuition and fee waivers and of assessed fees petitions. The University of Kansas Comprehensive Tuition & Fee Schedule details tuition rates, required campus fees, school, college, and specialized course fees and includes a comprehensive list of all charges approved by the Board of Regents and ..., How much does law school cost? For the 2023-2024 academic year, Kansas resident tuition is $772 per credit hour. Nonresident tuition is $991 for current 1Ls (current 2L and 3L students should visit the Tuition, Fees & Residency page for additional information). All students must pay an annual campus fee of $1,014., If you are a millennial without a credit score you are not alone. Statistics show that most millennials have no idea how to build credit or even how to check a credit score. The first step to building your credit is getting credit., Student Programs fee ($35) for programs that support the student experience. Health and Wellness fee ($55) for health and counseling services. Student Athletic fee ($75) to support Sun Devil Athletics (and get free tickets in return). College and school fees These fees vary depending on your college. Check with them for more details., According to Northcentral University, “cost per credit hour” refers to the amount of tuition charged for each credit the course awards upon completion. To figure the tuition on a class, multiply the cost per credit hour by the number of cre..., For usage-based, per-second pricing with no long-term commitment, sign up for Snowflake On Demand™ – a fast and easy way to access Snowflake. Or, secure discounts to Snowflake’s usage-based pricing by buying pre-purchased Snowflake capacity options. Please contact us for additional information. Compute usage is billed on a per-second ..., Part-Time Student (1-11 credit hours) Tuition per credit hour $295.00. Mandatory fees per credit hour $59.00. Nonresidential (out-of-state) Tuition Rates: The SUNY Board of Trustees carefully reviews SUNY’s budget outlook and all options available before imposing any financial burden on students and their families., Tuition and fees are subject to change without notice. Fall and spring semester tuition and fees are based on credit load at 5:00 p.m. on the 10th day of class. This is the last day for adjustments downward in tuition and fee assessment. For questions regarding tuition and fees, please call 515-294-2331 or email [email protected]., Rate. Master of Agribusiness. $35,100 base program rate. Professional Master of Business Administration. $2,500 fee per 3 credit hours. Master of Science in Psychology with an emphasis in Industrial and Organizational Psychology. $765 per credit hour. Great Plains IDEA - GPIDEA/AGIDEA undergraduate course. $435 per credit hour. , Tuition (per credit hour) $442.20. $1,039.10. $442.20. Required Campus fees (Fall and Spring) $421.77. $421.77. $207.12. Required Campus fees (Summer Only) *Summer campus fee is only assessed on the initial Summer Semester. $63.00. $63.00. Course fees (per credit hour) $144.10. $144.10. $144.10. e-Learning fee (per credit hour) not applicable ... , Cost Per Credit; U.S. High School Dual Enrollment: $75: ... First Responders, per credit hour: $295: Cannabis Science & Operations: $400: Graduate Tuition: Graduate ... enrolling in more than 18 credits are considered in an overload and additional tuition will be charged at the standard per-credit rate for all additional credits above 18 ..., Go to the Cost Per Credit Hour page for details. How Do KU Tuition & Fees Compare to Other Schools? Nationwide, out-of-state students pay, on average, $19,933 per year in tuition and fees to attend college. University of Kansas is fairly expensive when compared to other schools across the United States., Education Fees Associated with Programmatic Participation & Facilities Access . Tuition and Fees are Charg ed by the semester . Tuition Charge Attending Over Full Time 18 to 24 Credits . Student may Petition for 18.0 to 24 credit hours, Requires Dean’s Approval, Must have a minimum of a 3.0 CGPA. Housing is Charged by Semester, Tuition and Per-Credit-Hour Mandatory Fees ... listed are subject to change by action of the Kansas Board of Regents. ... Support Fee — per credit hour : $20.58 ..., A personal line of credit can be an important financial tool, but it’s typically only available to people with overall healthy finances, including a high credit score. If you want to be able to qualify for a personal line of credit sometime...